5 Cybersecurity Tips That Can Lower Your Insurance Premium

5 Cybersecurity Tips That Can Lower Your Insurance Premium

Good cyber hygiene isn’t just smart — it could help you save on premiums or even qualify for coverage in a hard market.

🧰 Your 5-Point Checklist:

1. Use MFA (Multi-Factor Authentication)
   Especially for email, finance, and remote access.
   

2. Secure, Encrypted Backups
   Daily backups saved offline or in a secure cloud.
   

3. Antivirus + Endpoint Protection
   Protect every device that connects to your network.
   

4. Phishing Awareness Training
   A well-trained staff is your first line of defense.
   

5. Incident Response Plan
   Carriers love businesses who are prepared, not panicked.
   

🧠 Bonus Tip: Have your security policies in writing. It shows carriers you’re serious — and reduces underwriting questions.