Why It Matters

A data breach affects more than just your systems — it disrupts trust, operations, and financial security.

  • Customer Loss – Clients may leave permanently if you fail to protect their personal data.

  • Business Disruption – According to SecureWorks, downtime and lost productivity account for nearly 39% of total breach costs.

  • Regulatory Fines – Agencies like the FCC and FTC can impose hefty fines and enforce strict compliance measures.

  • Legal Action – Customers often sue when their personal or financial information is compromised.

  • Reputation Damage – Rebuilding your brand after a public breach often requires costly PR support.

  • Direct Financial Theft – Some breaches give attackers access to your financial accounts, allowing them to wire funds before you even realize it.

Cyber Liability:
Your Safety Net in a Digital World

CyberStone’s policies help businesses of all sizes stay protected, recover faster, and meet today’s evolving cyber risks with confidence.

What’s at Stake?

With Cyber Insurance

  • Immediate breach response with legal, IT, and PR support

  • Coverage for notification costs, credit monitoring, and forensic investigations

  • Business interruption protection — recovers lost income

  • Legal defense and settlements covered

  • Regulatory fines and PCI penalties insured (where allowed)

  • Reputational support from public relations professionals

  • Peace of mind — you’re protected by experts in cyber risk

Without Cyber Insurance

  • Delays in breach containment, leading to greater damage

  • Must pay out-of-pocket for legal obligations, which can cost hundreds of thousands

  • Lost revenue during downtime with no financial backup

  • Exposed to lawsuits and massive legal bills from customers or partners

  • Risk of fines from the FTC, state AGs, HHS, PCI DSS, and more

  • No PR help — negative press can permanently damage your brand

  • Chaos, confusion, and financial instability during one of your worst business events

The Bottom Line:

A single cyber event can cost more than $250,000 — or even shut your business down.

Cyber insurance isn’t just protection. It’s survival.

What Our Partners Are Saying

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Daniel S.

CyberStone made it simple for our agency to break into cyber insurance. Their team is knowledgeable, responsive, and always has our back.

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Michelle K.

We wanted to offer cyber, but didn’t have the expertise. Partnering with CyberStone was a no-brainer — now we look like pros.

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Raj P.

I appreciate how focused they are. One product, done extremely well. That’s rare in this industry.

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